Which health insurance is best in India? Benefits in a policy for health insurance
To take a health insurance or not is not a question. Health insurance is very important and delaying it means you are living under risk. With our experience we make sure that you and your family get the right health insurance coverage.
Trusted Star Health Insurance agent in Thane & Mumbai
Securing your family with a good health insurance cover should be the first perspective. Started in 2004, we specialize in providing Star Health insurance policy making us a trustable insurance agent in Thane & Mumbai.
Why take a Health Insurance Policy Plan? What is Health Insurance?
Health Insurance is a form of insurance policy that protect the individual policyholder and everyone from his/her family against unexpected medical costs. Here, you pay premiums in return for a coverage. This pays your hospital expenses, critical illness expenses or surgical expenses basis the medical or health policy plan you buy.
Every time we go to a doctor for a fever we find it affordable but when you have something more serious like a surgery. Here the cost can be significant but buying a health or medical insurance becomes important. Thus building your protection against any hospitalization expenses.
Why do you need a health insurance policy?
Medical emergencies cannot be predicted. So a good health insurance plan protects you and your family from such a situation. Well, medical expenses are quite expensive and every time you cannot be prepared for uncalled emergencies.
A good medical or health insurance plan covers all expenses like pre-hospitalization, hospitalization and post-hospitalization. It also covers certain critical illnesses too.
Hence buying a health insurance or medical insurance plan makes perfect sense and is very important to safeguard you and your family medical care.
What are the benefits of having a health insurance plan?
Firstly in cases of medical emergencies, people tend to dig in their financial savings or borrow money. So health insurance plans are made to ensure that there are no financial issues when it comes to bearing these costs. Cashless treatments, daily hospital cash, pre and post hospitalization expenses are all covered in a medical health insurance.
Income Tax Benefits
Secondly, with medical health insurance policy, you also get tax benefits, under the section 80D of the Income Tax Act 1961, up to a certain limit depending on the age of the policyholder or his/her parents.
Which is the health insurance plans should you go for?
Firstly taking a health insurance policy, you should always check and go for the best insurance cover. We provide the best health insurance plans from Star Health and LIC which covers individual, family, parents or senior citizens.
The below are the different health insurance policy types. Based on your requirement we will provide customized quotes.
Yes, you can very well buy everything online. However we provide an insurance advisor service. We provide complete customized policy planning and even post policy purchase services like assisting in claim settlement is done.
Let us connect over this! Drop us a line and we will provide you with customized health and life insurance plans
Started in 2004, we have provided life and health insurance services in Thane and Mumbai. We will help you get insured and secure your lives. With our expertise, we will provide guidance on what to look for when you are about to buy a policy. We insure, protect and empower your lives providing you the right fit for your insurance needs.